![]() a second notice was sent at least 30 days later to let you know that if you don’t make a payment the credit provider intends to disclose the information to a credit reporting body. ![]() a notice has been sent to your last known address to let you know about the overdue payment and requesting payment.the overdue payment is equal to or more than $150.the payment has been overdue for at least 60 days.DefaultsĪ credit provider can list a default on your credit report if: You are considered to have missed a payment if you make the payment more than 14 days after the due date.Ī credit provider isn’t required to send you a written notice before listing a missed payment on your credit report. This information remains on your credit report for 2 years.Īny financial hardship information about a financial hardship arrangement (which is recorded against your repayment history information) remains on your credit report for one year. The information appears on your credit report as a number (from 0 to 7) showing the age, in months, of your oldest missed payment. ![]() ![]() A credit provider can list information about your repayment history on your credit report, including whether you have made payments on time or missed any payments.
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